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Mortgage Strategy Team powered by Nexa

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Bill Luts

Mortgage Loan Originator | NMLS ID: 2125996
Ph: (513) 607-2015

Bill Lutts is a Mortgage Loan Originator with The Mortgage Strategy Team powered by NEXA Mortgage, bringing over 10 years of experience to the lending process. He is passionate about guiding first-time homebuyers through every step, making the path to homeownership clear, smooth, and stress-free. Bill takes pride in turning dreams into reality, offering expert advice, personalized loan solutions, and a commitment to helping clients achieve their homeownership goals with confidence.

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Ken Roth

Mortgage Loan Originator | NMLS ID: 1572763
Ph: (513) 240-8661

Ken Roth is a Mortgage Loan Originator with The Mortgage Strategy Team powered by NEXA Mortgage, bringing over 15 years of experience in the mortgage industry. Committed to a “customer-first” approach, Ken delivers fast, efficient service while providing a 5-star effort that consistently leads to 5-star results. His dedication to clear communication, timely closings, and tailored solutions ensures every client’s lending experience is smooth, successful, and stress-free.

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Dennis Straw

Mortgage Loan Originator | NMLS ID: 841790
Ph:
(513) 678-3266

Dennis Straw is the Team Leader and a Mortgage Loan Originator with The Mortgage Strategy Team powered by NEXA Mortgage, bringing over 20 years of experience to his clients. Having navigated the many changes in the mortgage industry, Dennis leads with expertise, vision, and a client-first approach. His guidance ensures the team delivers exceptional service, while his dedication to each borrower provides clear, confident solutions that make the path to homeownership smooth, efficient, and rewarding.

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Renee Roth

Mortgage Loan Originator & Processor | NMLS ID: 1850757

Renee Roth is a Mortgage Loan Originator and Processor with The Mortgage Strategy Team powered by NEXA Mortgage, ensuring every file is compliant, complete, and ready to close on time. With a meticulous eye for detail and a commitment to excellence, Renea plays a vital role in creating a seamless lending experience for clients. Her dedication helps borrowers and agents alike enjoy a smooth, stress-free path from application to closing.

The Mortgage Strategy Team – Powered by NEXA Mortgage

The Mortgage Strategy Team – Powered by NEXA Mortgage

At The Mortgage Strategy Team powered by NEXA Mortgage, we believe that buying a home should be an exciting and empowering experience. With decades of combined expertise, we guide our clients with care, knowledge, and a personal touch that makes all the difference.

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Your Lending Experts, Every Step of the Way

✔︎  Bill Lutts offers 10+ years of experience and a passion for helping first-time homebuyers achieve their dreams of homeownership. Known for making the lending process smooth and stress-free, Bill takes pride in turning “someday” into “today” for his clients.

✔︎  Ken Roth brings over 15 years in the industry, committed to a “customer-first” mindset that delivers 5-star effort and 5-star results. With Ken, clients can expect fast, efficient service and the confidence of knowing their needs always come first.

✔︎  Renee Roth serves as both Mortgage Loan Originator and Processor, ensuring every file is compliant, complete, and ready to close on time. Her attention to detail and dedication behind the scenes help keep the process seamless for clients and agents alike.


Together, we combine experience, service, and heart—guiding you every step of the way so you can focus on what matters most: getting the keys to your new home.

 

Address: 5559 S Sossaman Rd. Bld.#1 Suite #101  Messa, Arizona 85212
NMLS ID: 1660690 

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Buying or selling a home? Align Right Realty Horizons is here to guide you every step of the way. Let’s turn your real estate goals into reality—together. Contact us today to get started.